Posted on: 14th Jan, 2014 11:38 pm
Hi everyone... I need help. At present, I am not underwater on my mortgage. However, I need to lower my interest payments. Will I be able to qualify for HARP?
Hi Guest,
It will solely depend on the lender as to whether or not he will qualify you for HARP. But as you are not underwater, you can apply for a normal refinance.
Thanks,
Jerry
It will solely depend on the lender as to whether or not he will qualify you for HARP. But as you are not underwater, you can apply for a normal refinance.
Thanks,
Jerry
We need more info - and if you arent underwater why do you think HARP is the right loan for you - is your home worth close to what you owe? How is your credit, etc??
Brian
Brian
Started a HARP loan inApril 2013. Jan 2014 I got denied due to "Title Incurable", The title was updated when I bought the house, so the only info. not on it is mine. Now Nationstar won't call me back to explain this. What does this mean and what should I do now? Becky :(
When you purchase in the US you are required to buy title insurance -the title company you used holds an insuranc policy for you that states that they are responsible for the title if there are any issues - I wouldnt go to the lender I would take the info you have and go back to the title company and demand that they cure the problem.
Brian Barnes
ENG Lending
Nationwide Lender
Brian Barnes
ENG Lending
Nationwide Lender