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can we qualify?

Posted on: 12th Jul, 2009 06:27 pm
we owe about 150,000 on the home we live in. can we qualify for a lower payment or rate than we now have? the home will appraise at 120,00.

r.o.
hi bobandfran,

as the value of the property is less than the mortgage you own, you will not qualify for a refinance. however, you can check out the home affordable refinance program issued by the government to help people who are upside down on their mortgage payments. you can check out the following page to know more about this program:
http://www.mortgagefit.com/refinance/obamaprogram-homevalue.html

thanks
Posted on: 12th Jul, 2009 08:01 pm
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