Hi Snow,
Unless your bankruptcy filing gets discharged, you won't be able to refinance your mortgage. None of your lenders will be ready to give you a refinance when you're in bankruptcy filing.
Thanks
Unless your bankruptcy filing gets discharged, you won't be able to refinance your mortgage. None of your lenders will be ready to give you a refinance when you're in bankruptcy filing.
Thanks
Welcome Snow,
You can apply for a dismissal of bankruptcy by contacting your bankruptcy attorney. If your bankruptcy filing gets discharged, then you can apply for refinance provided you have the required equity in your property.
You can apply for a dismissal of bankruptcy by contacting your bankruptcy attorney. If your bankruptcy filing gets discharged, then you can apply for refinance provided you have the required equity in your property.
See the bankruptcy attorney. The bankruptcy attorney handling the Chapter 13 case can give the best advice as to what options are available and how to proceed.
Getting a bankruptcy dismissed does not help at all.
You do not have to wait until it is discharged.
The advice above is from people who do not know the mortagge guidelines.
Some mortgages will not let you refinance.
FHA mortgages allow you to refinance as long as you meet several guidelines:
1. You must have completed at least 12 months of the repayment plan
2. All payments must have been made as required and on time
3. The Chapter 13 Plan Administrator must write a letter stating and agreeing that it is ok to refinance.
You do not have to wait until it is discharged.
The advice above is from people who do not know the mortagge guidelines.
Some mortgages will not let you refinance.
FHA mortgages allow you to refinance as long as you meet several guidelines:
1. You must have completed at least 12 months of the repayment plan
2. All payments must have been made as required and on time
3. The Chapter 13 Plan Administrator must write a letter stating and agreeing that it is ok to refinance.
