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rent vs buy calculation when underwater

Posted on: 18th Feb, 2010 04:55 pm
Is there a calculator that would allow me to perform cost-benefit analysis of weather I should rent or continue paying my underwater mortgage?

tx
Hi tabletkin,

I haven't heard of a calculator which will help you in deciding whether you should rent or pay off your underwater mortgage. However, if you are unable to pay off your underwater mortgage, then it's better to get rid of the property. You can apply for a deed in lieu of foreclosure and try to sell off the property. Though your credit score would get lowered by 250 points, you won't be responsible for paying off the deficient balance.

Thanks
Posted on: 18th Feb, 2010 07:24 pm
OK,
I found exactly the calculator I was looking for:
"http://youwalkaway.com/output24/InterectiveFlashCalculator.html"

[Link deactivated as per forum rules. Thanks.]
Posted on: 10th Mar, 2010 10:46 pm
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