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Returning Deed to the Bank

Posted on: 07th Oct, 2013 04:51 pm
We have been denied a "Deed in Lieu" of Foreclosure by the bank after almost a year of "wrangling." We have tried short sale and have had multiple buyers but they back out once they understand the outrageous legal situation that the homeowners association is in which is also why the bank will not accept a Deed In Lieu. Can we simply obtain a deed, complete it with the bank's information, register the deed in the appropriate county court and then send the deed to the bank?
Hi Dobbies!

Welcome to the forums!

You can directly surrender it to the bank and then they will deal with it later on. They will foreclose the property in order to recover their dues.

Feel free to ask if you've further queries.

Sussane
Posted on: 07th Oct, 2013 08:22 pm
Hi Dobbies,

I agree with what Sussane has said. It will be better to surrender the property to the lender and then let him deal with it. He will take the required steps to foreclose the property.

Thanks
Posted on: 08th Oct, 2013 09:24 pm
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