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2nd mortgage is saying lump sum or short sale my home

Posted on: 09th Nov, 2010 01:04 pm
My 1st mortgage has been modified and is current. My 2nd (same bank) called and advise it was in charge off status and my only options were a lump sum payment or short sale the house. Is this really possible since the 1st mortgage (same bank) has already approved my modification and is current? Help!!!!
hi dawghouse,

if the second mortgage dues are not paid off on time, then the lender will come after you for the second mortgage. you should try and settle the dues with him. this will help you in saving the property and getting rid of the debt.

thanks
Posted on: 09th Nov, 2010 11:15 pm
If your first was approved for a trial loan modification under the government's home affordable modification program and it is the same bank and then they MUST modify your second if the second lien division is participating. Who is the lender?

Professor Loan Mod
Get the answers at: http:blog.freehampreport.com

[Links deleted as per forum rules. Thanks.]
Posted on: 11th Nov, 2010 01:13 pm
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