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Short refinance

Posted on: 26th Jun, 2012 01:26 am
i need the opinion in the forum in this matter – won't it be a good option for the bank to do a short refinance instead of going through the foreclosure process and trying to sell off the property? is there a letter out here asking a bank for a short refinance?
Hi Wellsvok!

Welcome to forums!

It will be the discretion of the lender whether or not he will foreclose the property or consider your request for a short refinance. I don't think there is any separate letter to request for short refinance. You can use a hardship letter for the same.

Feel free to ask if you've further queries.

Sussane
Posted on: 26th Jun, 2012 01:41 am
Welcome Wellsvok,

Sussane is absolutely correct. It will be the sole discretion of the lender whether or not he will consider the request for short refinance. To know all about hardship letter, check out the given page: http://www.mortgagefit.com/problems/hardship-letter.html .
Posted on: 26th Jun, 2012 09:01 pm
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