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Company Loan Type APR Est. Pmt.

What lender will provide a new mortgage after my short Sale about 2 years ago-It was a FHA Loan

Posted on: 09th Feb, 2009 06:48 am
What lender will provide a new mortgage after my short Sale about 2 years ago-It was a FHA Loan...Let the community guide you. Post Your detailed question here.
I am a mortgage broker. If I can be of service, please let me know!

M Smith

Edited by moderator for solicitation
Posted on: 09th Feb, 2009 09:36 am
Hi Abeavers,

Welcome to our forums.

Since it's been 2 years you've done a short sale, I think you must have rebuild your credit. What's your credit score? I hope you don't have collections or delinquencies on your credit report.

Depending upon the negative items you may have, there can be a number of lenders ready to finance your home. While you shop around for the right loan, attend a free loan consultation with the lenders in this community. Send in your request for no-obligation free consultation on the mortgage that would best suit your needs. The lenders will analyze your situation and then suggest the right loan option for you.

Good luck
Posted on: 10th Feb, 2009 02:58 am
Most Lenders want to be sure that you have had a clean credit history since the shortsale. The shortsale term is 2 years. So after the two years, you should be able to purchase if you have shown credit worthiness.

You should meet one on one with a lender and discuss the items that led up to your short sale so that you can avoid those mistakes in the future. Some companies will require you to take a homeownership course, just to strengthen your application.

Good Luck!
Posted on: 10th Feb, 2009 05:19 am
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