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short sell

Posted on: 26th Jul, 2009 12:28 am
i have had my house for the last 1 yr and a half. I always pay my mortgage on time. My delimma is that now i am getting married in another state and my fiance already has another house. I am contemplating a short sale because i will be moving. please advice. will the bank honor my request.
you can give it on rent and use rental income to pay your monthy charges.
Posted on: 26th Jul, 2009 04:23 am
lady carol

welcome to mortgagefit...

If you shortsell how much difference you have to pay to the bank??

shortsell will not affect your score but it will be a long toll on your pocket on immediate basis.make sure you have good financial balance when you want to do short sell.

giving it on rent is also a good choice.
keep in touch.....
:arrow: :arrow: :arrow:
Posted on: 26th Jul, 2009 06:49 am
Congratulations on getting married Carol :) Wish you a very happy married life ahead.

It will be the lender's discretion whether or not he would accept a short sale. You need to contact your lender and apply for a short sale. You can even speak to the lender about a deed in lieu. Though this would affect your credit score, you will not be liable for the deficient amount resulting from the sale of the property.
Posted on: 27th Jul, 2009 02:12 am
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