Posted on: 18th Mar, 2010 09:14 am
My son has a private student loan on which I cosigned and I pay. If I prove I make the payments does it have to be counted in his debt to income ratio for the mortgage?...I have made all the payments on this loan .
Though you've co-signed for the loan and paid the dues regularly, he is the primary party on the student loan. Thus, I think, it would be included in his debt to income ratio when he applies for a mortgage.