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Tenancy by the entirety

Posted on: 05th Aug, 2010 05:51 pm
Hi there. I had a question regarding this subject. I was told by a real estate attorney to advise my bank to mark my joint checking and savings accounts with the term "tenancy by the entirety". This came about because my sister and I purchased a condo a few years back and now we are trying to do a short sale before going to foreclosure. This was purchased when both me and my sister were single. Now that we are married, I do not want the loan company to touch our accounts. Do I call my bank, and alert them of this. How does it work???? Please help ;)
Hi Viacovo,

I did not understand why the real estate attorney wants to mark your joint checking and savings accounts with the term "tenancy by the entirety". Before taking any further step in this regard, you should contact your attorney and ask him to clarify the whole matter. If you are not comfortable with what he says, don't go ahead in order to mark your accounts as "tenancy by the entirety".

Thanks
Posted on: 05th Aug, 2010 08:53 pm
i just want to make sure that the mortgage lender cannot touch my marital assets (joint checking and savings with my husband) since we are going through short sale, etc. Is it possible for them to go after my husband money even though the condo was purchased before I got married??
Posted on: 06th Aug, 2010 05:38 am
If the mortgage is in your name, then the lender won't come after your husband's asset in order to recover the balance dues.
Posted on: 09th Aug, 2010 03:42 am
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