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If I owe 75,000 more than the property is worth can the bank come after me for that money?

Posted on: 30th Aug, 2010 08:03 pm
why won't the bank just take off the 75,000 on the loan balance and I just keep property. This is my vacation home and my income hasn't change does that matter?
Hi dmfwpf!

Welcome to forums!

The bank has given you the mortgage and has the rights to recover the whole amount. It would be completely the lender's discretion as to whether or not he would consider your request and forgive the dues. You can request the lender to forgive the dues and check out if he agrees to it.

Feel free to ask if you've further queries.

Sussane
Posted on: 30th Aug, 2010 08:32 pm
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