Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

How will voluntary repossession affect my credit?

Posted on: 03rd May, 2012 01:32 am
I just finished a short sale on my residence without missing any payment. My lender indicated that they will report it to the credit bureaus as a voluntary repossession. Does anyone know how this will affect my credit?
A short sale should be reported as a short sale. It shouldn't be reported as voluntary repossession. You should contact your lender and sort out the matter.
Posted on: 03rd May, 2012 02:44 am
Hi Savannah,

Why would a lender report a short sale as a voluntary repossession? I don't think it would be legal!! You should contact the lender and ask them to report it as short sale and not voluntary repossession.

Thanks
Posted on: 03rd May, 2012 07:40 pm
Page loaded in 0.121 seconds.