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Can I use a Quit Claim deed or transfer rental property that still has a mortage to my Mom?

Posted on: 29th Jun, 2011 07:41 am
I have 2 rental properties that I must sell because of a hardsip. My primary home and both rental properties are upside down and cannot sell because the current value has decreased. Can I short sale or tranfers the property to a family member?
Currently all payments have been made on time. So I am not in default.
My Mom is retired and on a fixed income, is there a hardship program that I can apply for to save my credit rating?
Hi afgreen!

Welcome to forums!

You can transfer the property to your family member. But if you wish to short sale the property, you need to inform your lender. As you're not in default, I don't think the lender will be ready to short sale the property.

Feel free to ask if you've further queries.

Sussane
Posted on: 29th Jun, 2011 09:34 pm
Can you short sell property to a family member?
Posted on: 30th Jun, 2011 06:37 am
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