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We have been approched to buy 2 lots ajacent to our home by

Posted on: 03rd Jan, 2009 07:03 am
we have been approched to buy 2 lots ajacent to our home by our neighbor...debating if we decide to buy the property should we refinance or get a 2nd motgatage lots are 50x100 in miami dade county. land vaulue is 130k each he wants 250k for both...maybe find about about owner financing. he is elderly widower and the home that was there was destroyed in fire 3 years ago he had no insurance and was unable to rebuild, any advice will be welcomed ana
This individual may simply be looking for an income stream. How long has this property been for sale....three years? It sounds like he may be ready to negotiate. He came to YOU and he is only offering a $10k discount.

I would definately look into owner financing.

Eric
"http://www.dreamhomefinancing.com"

[Link deactivated as per forum rules. Thanks.]
Posted on: 04th Jan, 2009 04:39 pm
He been trying to rebuild but having problems with geting a contractor I think he ready to give up..but with th down turn in the market is 250 grand is alot of money...I don't want to refinance my house is almost paid off...
Posted on: 04th Jan, 2009 05:08 pm
Hi Ana!

Welcome to forums!

You can definitely look out for the option of owner financing. But if you go for an owner financing, you as well as the owner of the property should sign an agreement wherein the terms and conditions will be clearly written. This will help you in the long run. To know more about owner financing, check out the following link:
http://www.mortgagefit.com/owner-financing.html

Feel free to ask if you have further queries.

Sussane
Posted on: 05th Jan, 2009 12:10 am
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