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Default on home loan

Posted on: 28th Feb, 2013 02:46 pm
hi

we are in default on our home (in the state of fl) mortgage and the private lender wants us to sign a quit claim deed. what is this and what happens if we do not sign the quit claim deed?

thank you
Hi stacey,

A quitclaim deed is a legal document which will help you in transferring your property to someone else. If you sign the deed in the name of the lender, then he will become the owner of the property. In my opinion, you shouldn't sign the deed.
Posted on: 28th Feb, 2013 07:17 pm
yes, the above reply is true, but if you decline to oblige with your lender's request, then he may initiate a foreclosure proceeding against your property. so, its better to approach him for a refinance or loan modification.
Posted on: 01st Mar, 2013 06:40 am
i would suggest you to discuss about this matter with the lender. some solution other than signing out a quit claim deed may come out.
Posted on: 03rd Mar, 2013 09:15 pm
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