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MY GRANDMOTHER WANTS TO SELL ME HER HOME,

Posted on: 08th Jan, 2009 03:27 pm
I AM GOING TO PAY HER THE PAYMENTS DIRECT UNTIL SHE DIES, ASSUMMING SHE LIVES FOR 5 YEARS, I WOULD HAVE 20% EQUITY IN THE HOUSE, WOULD I BE ABLE TO GET A LOAN BASED ONLY ON THE EQUITY OF THE HOUSE WITHOUT ADDITIONAL MONEY DOWN?
Hi PAULI!

Welcome to forums!

As far as I can understand, you can apply for a HELOC if you have an equity on the property. It is a loan wherein the lender agrees to lend a maximum amount within a said period and the collateral is the borrower's equity in his/her house.

Feel free to ask if you have further queries.

Sussane
Posted on: 08th Jan, 2009 08:00 pm
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