Posted on: 18th Nov, 2010 07:18 am
I purchased a home with my ex-girlfriend a couple years ago. She moved out of the home approx 1 1/2 years ago and has not been heard from since. How can I get her off the deed to the house and the mortgage?
Your first move is to locate her. Call her family, mutual friends, etc. until you can get in contact with her and work out the details of eliminating her ownership and obligation on the mortgage. You may be faced with a need to buy out her interest in the property if there's any equity, so be prepared for that.
Ultimately, you'd need to work out an agreement in which she deeds her interest back to you and you subsequently obtain a new mortgage in your name only.
Ultimately, you'd need to work out an agreement in which she deeds her interest back to you and you subsequently obtain a new mortgage in your name only.