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Best and cheapest way to Gift property to adult child

Posted on: 04th Mar, 2008 08:17 pm
I own 5 acres free and clear and I want to transfer title to my adult child. What is the least expensive best way to do this?
Welcome Fmu,

You may use a grant deed/quitclaim deed and transfer the property to the child. That's the best way. Since the property is being transferred as a gift (as it is a simple transfer by executing a deed), therefore there can be gift tax implications for you.

Check out the gift tax exemption limit from http://www.mortgagefit.com/gift.html#exemption .
Posted on: 04th Mar, 2008 08:43 pm
Hi Fmu,

Welcome to the forum.

I agree with Adonis that the best way through which you can transfer the property is use a quitclaim deed. If the property is free from lien then you can even use a Grant deed.

Is it a mortgaged property? If so then you need to inform the lender before signing the quitclaim deed.

Best of luck,
Larry
Posted on: 05th Mar, 2008 12:49 pm
Larry, since the poster has said the property is "free and clear", therefore it is not a mortgaged property.
Posted on: 05th Mar, 2008 11:46 pm
Who does the quick deed transfer and what is the general cost of this procedure? Once you receive it do you claim it on your income tax?
Posted on: 03rd Nov, 2010 10:06 am
Welcome claudia,

A quitclaim deed will help you in transferring a real estate from one person to another. The grantor or the owner of the property transfers it to the grantee or the buyer. The cost of the deed may vary from state to state. A tax adviser will be the best person to help you in knowing whether or not you can claim it on your income tax.
Posted on: 03rd Nov, 2010 09:55 pm
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