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medicaid

Posted on: 17th Jan, 2009 11:06 pm
my dad recently passed away. my mom is planning on setting up a lady bird deed with me (her daughter). We live in Florida. Will this affect medicaid if she every needs it? Are there any other problems with this deed that we should know about? Will we have problems with the title company when my mom passes? Can medicaid take her house if she happens to pass away in a nursing home under medicaid?
Hi Ulms!

Welcome to forums!

Using ladybird will not make your mother ineligible for Medicaid if she expresses her "intent to return" home after she is taken to nursing home. She can express her intent to return home in a letter signed by her or through affidavit. If she doesn't intent to return, the property can still be considered as an exempt asset for Medicaid as long as a relative occupies it when she is not around. To know more about ladybird deed check out the following link:
http://www.mortgagefit.com/know-how/ladybirddeed.html

To know if the nursing home can take the property if your mother passes away, check out the following link:
http://www.mortgagefit.com/texas/ladybird-deed.html#47980

Feel free to ask if you have further queries.

Sussane
Posted on: 18th Jan, 2009 07:43 pm
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