Posted on: 02nd Apr, 2013 10:38 am
Me and my G/F are buying a house, which she will take out the loan for it , she has a better credit that's why she is taking the loan and I have stuff I am paying of and it will kill our interest rate. Now my questions is we want to go with my insurance b/c I been with them for over 7 years and I get all the discounts and she has an accident on her name which double her rates for the car at least.
Q:So how do I go about putting my self on the house title even thought I am not on the loan so we can get lowered insurance rates for everything?
Thank you to everyone in advance
Q:So how do I go about putting my self on the house title even thought I am not on the loan so we can get lowered insurance rates for everything?
Thank you to everyone in advance
Hi MichiganGuy,
You need to check out with the lender whether or not they will let you add your name to the property deed though your name is not on the mortgage. Many a times, you can do it. If the lender agrees to it, then your GF can sign a quitclaim deed and add your name to the property deed.
Thanks
You need to check out with the lender whether or not they will let you add your name to the property deed though your name is not on the mortgage. Many a times, you can do it. If the lender agrees to it, then your GF can sign a quitclaim deed and add your name to the property deed.
Thanks
Hi MichiganGuy!
Welcome to the forums!
Your girl friend may add your name to the property with the help of a quitclaim deed. Then you can take out an insurance from your insurance provider.
Feel free to ask if you've further queries.
Sussane
Welcome to the forums!
Your girl friend may add your name to the property with the help of a quitclaim deed. Then you can take out an insurance from your insurance provider.
Feel free to ask if you've further queries.
Sussane