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Company Loan Type APR Est. Pmt.

mortgage loan name change

Posted on: 27th Oct, 2011 12:33 pm
My father passed away about 18 months we had 2 houses together. His name only is on the mortgage loan and my name is on title and the property taxes.I filed an death certificate with the county. Now how do i get the mortgage company to put my name on the mortgage loan which I have always paid. I would like not only to put my name on the loan but lower the interest which is mostly why I want to change the loan to my name.
Hello pepper,

Not without refinancing the existing loan and changing the names on the title to the property.

:idea:
Posted on: 27th Oct, 2011 07:02 pm
welcome pepper,

you will have to refinance your mortgage in order to get it in your name. this will also help you in getting a lower interest rate for your mortgage. if you have equity in your property and the required credit scores, then you will be able to refinance your mortgage easily.
Posted on: 30th Oct, 2011 07:54 pm
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