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how can i take the other owner name off the title and mortga

Posted on: 26th Jan, 2009 12:58 pm
how can i take the other owner name off the title and mortgage?...i bought a house with my boyfriend and he paid the down payment, and before we actually move in to the house we broke up so i had to move by my self to the house, now its been 5 months that i live there and i pay the mortgage payment by my self, we talked together and i promised him i will give him the money that he paid as down payment but first i need to make sure that he will take his name out of the title and mortgage, so i dont really know whats the procedure should i go through in order to do that ??
Hi zeena4life!

Welcome to forums!

Your boyfriend will have to sign a quitclaim deed in your name in order to remove his name from the property. Once the quitclaim deed is filled out, it has to be notarized and recorded at the county recorder's office. Once the property is solely transferred in your name, you will have to refinance the mortgage in your name so that your boyfriend's name is removed from the mortgage note.

Feel free to ask if you have further queries.

Sussane
Posted on: 26th Jan, 2009 06:52 pm
how do i take husbands name off quitcaim morgtage iamm going thru a divorce
Posted on: 26th Jan, 2009 08:18 pm
Welcome Guest,

Your husband will have to sign a quitclaim deed in your favor. Once he signs the deed, the property will be transferred in your name.
Posted on: 26th Jan, 2009 09:47 pm
We have been seperated for 8 years not leagaly. He is willing to sign off on the house. What should I use, the quitclaim or the warrenty form
Posted on: 05th May, 2009 03:02 pm
Hi Anna,

Signing a quitclaim deed is the easiest way to transfer the property from one person to another. You can use it to remove your husband's name from the property. But, in my opinion, using a warranty deed will be a better option as it is considered to be more secure.
Posted on: 05th May, 2009 11:14 pm
singing a quitclaim deed is there a charge for this,and were do i get this form to fill it out many thanks
Posted on: 02nd Nov, 2009 01:15 am
Hi jacqx,

If you draft the quitclaim deed from an attorney, then you will have to pay the fees to him. Apart from this, you will have to pay the recording fees, transfer taxes and doc stamp fees.

You can draft the quitclaim deed from an attorney or else get hold of the sample quitclaim deed forms online.
Posted on: 02nd Nov, 2009 08:15 pm
i am divorced and my exhusband needs his name off of the title/loan/note/deed, etc.....i won't be able to qualify for a loan as my credit is messed up through the divorce. what are my options?
Posted on: 07th Sep, 2010 04:22 pm
Hi samsam,

Unless you refinance the mortgage in your name, you won't be able to remove your ex-husband's name from the loan docs. You should contact your lender and apply for a loan assumption. This will help you in transferring the mortgage in your name. However, it will be the lender's discretion whether or not the lender will agree to your request.

Thanks
Posted on: 07th Sep, 2010 10:52 pm
in divorce, there was not quitclaim deed attached in the divorce decree. my ex is not cooperative in signing a quit claim deed. i am currently working on an assumption of the loan. this will remove my ex spouse from the mortgage, but what about the title?
Posted on: 23rd Dec, 2012 10:11 pm
Hi Yvette!

Welcome to forums!

Unless your ex-spouse signs the quitclaim deed and transfers the property to you, he will still remain one of the owners of the property. You will have to somehow convince your ex-spouse to get the property transferred in your name.

Feel free to ask if you've further queries.

Sussane
Posted on: 24th Dec, 2012 08:25 pm
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