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Which is better a quitclaim deed or warranty deed?

Posted on: 28th Feb, 2008 09:39 am
A couple years ago I bought a home in florida and at the closing i added my girlfriend to the title. The mortgage is in my name only. Now I want to remove my girlfriend from the title. Which is better for me to pursue a quitclaim deed or a warranty deed?
Hi Mark,

Welcome to the forum.

In this case you cannot use a Warranty deed because your property is a mortgaged property. You should use a quitclaim deed to claim deed.

Actually you cannot remove her from the deed. Only if she quitclaims back to you then her name will be removed from the deed.

If you want to know more about quitclaim deed check out this article at http://www.mortgagefit.com/quitclaim-deed.html

Feel free to ask if you have any further questions.

Best of luck,
Larry
Posted on: 28th Feb, 2008 10:03 am
Posted on: 28th Feb, 2008 10:20 am
Hi Mark,

Welcome back.

I don't know what a prior grant information is. But as far as quitclaim deed form is concerned, you'll get state-wise sample forms from the forum thread on Quitclaim state-wise forms . In case you don't find your state form there, let me know and i can then help you find one.

Good luck
Posted on: 28th Feb, 2008 11:19 pm
The prior grant is probably the grant in which you received the property interest. The information is probably on the deed from which you received the property. Check for the county recorder's file stamp.
Posted on: 29th Feb, 2008 07:03 am
Cool thanks! One other question, in the quitclaim deed do I put me and my girlfriend as "grantors" or do I just put her as the "grantor" and me as the "grantee"?
Posted on: 03rd Mar, 2008 07:45 am
Hi Mark,

Welcome back.

Since both of you are on the title, so the deed should mention both of your names as grantors and you as the grantee. That is, it is a transfer of property-interest from you and your spouse as grantors to you as grantee only.

Good luck
Posted on: 03rd Mar, 2008 11:38 pm
She is quitclaiming to you. So she would be the grantor and you would be the grantee. You don't quitclaim to yourself.
Posted on: 04th Mar, 2008 07:34 am
My husband and I want to deed our home to our children due to our age, which is better? If we do, do we have to register this at the county court house?
Posted on: 14th May, 2009 10:20 am
Hi sunday

You can use a quitclaim deed to transfer the property to your children. Once you sign the quitclaim deed, you will have to notarize it and record it at the county recorder's office.

Thanks.
Posted on: 15th May, 2009 04:26 am
I and my wife have been divorce for 12 years. We had bought a coop apartment when we still married. She paid all the money and she owns it.
My name is still hanging with it. I want to remove it from mortgage but bank is giving hard time. What should I do?
Posted on: 25th May, 2009 07:22 am
hi chandramani,

you cannot remove your name from the mortgage. your wife needs to refinance the mortgage to remove your name from the mortgage docs. you can try convincing her to refinance the loan.

thanks
Posted on: 26th May, 2009 12:30 am
I want to quit claim my properties to my wife and take my names off the deeds. How can I do this?
Posted on: 02nd Aug, 2010 12:00 pm
Hi river!

Welcome to forums!

A query similar to yours has been replied to in the given page:
http://www.mortgagefit.com/quitclaim/avoidliens-onhome-2.html#175345

Take a look at it. Hope it helps you.

Sussane
Posted on: 02nd Aug, 2010 10:03 pm
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