Posted on: 01st Dec, 2009 04:35 pm
Hello:
My mother had me added to the deed of her house many years ago. She is the sole owner and the house is completely paid for. I want to remove my name from the deed of the house for reasons that are too lengthy to explain. Can I remove my name without her approval or involvement? How do I do this?
Thank you
My mother had me added to the deed of her house many years ago. She is the sole owner and the house is completely paid for. I want to remove my name from the deed of the house for reasons that are too lengthy to explain. Can I remove my name without her approval or involvement? How do I do this?
Thank you
Welcome Guest,
You can definitely remove your name from the property without your mother's permission. You will have to sign a quit claim deed in your mother's favor and transfer the property to her.
You can definitely remove your name from the property without your mother's permission. You will have to sign a quit claim deed in your mother's favor and transfer the property to her.
Hello again:
Thanks for your prompt reply. I have a hypothetical question though. My mother is sole owner of her house and my name is on the deed. If the house were destroyed by fire or natural catastrophe, the city/county typically mandates that the owner pay for restoration and/or code violations. Would I also be liable for these expenses? There is no fire insurance on the house.
Thank you
Thanks for your prompt reply. I have a hypothetical question though. My mother is sole owner of her house and my name is on the deed. If the house were destroyed by fire or natural catastrophe, the city/county typically mandates that the owner pay for restoration and/or code violations. Would I also be liable for these expenses? There is no fire insurance on the house.
Thank you
Hi Guest!
Welcome to forums!
If your name is mentioned as the co-owner of the property, then you would be liable for the expenses as you've no fire insurance on the house.
Sussane
Welcome to forums!
If your name is mentioned as the co-owner of the property, then you would be liable for the expenses as you've no fire insurance on the house.
Sussane
Thanks so much for your quick reply. I'm still a little confused though. If I understand this correctly, the name on the title identifies who the real owner of the house is. My name is not on the title as my mother purchased this property exclusively by herself. My name was added many years later to the deed, via quitclaim deed I think, as a means to safeguard the property in the event of my mother's death. Does the deed make me co-owner of the house? I'm a little worried here because there is no fire insurance on that property and I don't want to be liable for damages that might occur. As a result, I'm thinking of having my name removed from the deed. Thank you so much for your valuable input.
If I have my son on my deed to the house and it goes into forclosure will he be lieable? If so how do I get his name off
Hi kathy,
I guess your son's name is on the property deed and not on the mortgage docs. In that case, if the property is foreclosed by the lender, he will not be responsible for paying the dues. Also, his credit will not be affected due to this. If he wants to remove his name from the property deed, then he'll have to sign a quitclaim deed in your favor.
I guess your son's name is on the property deed and not on the mortgage docs. In that case, if the property is foreclosed by the lender, he will not be responsible for paying the dues. Also, his credit will not be affected due to this. If he wants to remove his name from the property deed, then he'll have to sign a quitclaim deed in your favor.