What are the options when two, unmarried people own a home a

from the posts on here, it all sounds like my situation. unmarried, have 2 children, both on the loan. he moved out to be with a new woman, i lived at the house with our children, he got kicked out of her house, he came back to our house, refused to leave, cops cant make him leave since his name is on the house too. i am living with my parents with my 2 children, and paying the mortgage alone with all bills so it doesnt hurt my credit. i've been told only thing i can do if he's refusing to leave and i dont want to sell the house, is to seek a lawyer. i have the kids ft i hope the judge will make him take his name off the house and i can refinance it in my name alone. although i am slightly worried since my credit has changed for the worse since we got the house, they may not allow me to refinance alone :( what do you think?

Hi Amanda,

If you have a poor credit, then you won't be able to refinance the loan. In that situation, your parents can co-sign with you and help you in getting a mortgage refinance.

Thanks

How can I get out of house with my name and my brothers name on it
Do I need to refinance and just put his name on it

Hi snowgoose,

You will have to sign a quitclaim deed and transfer the property to your brother. Apart from this, you will have to ask him to refinance the existing mortgage in his name. Once you complete these two steps, you won't be liable for the property any more.

Thanks