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I live with my fiancee and she has willed her house to me. My name is not on the deed. What tax obl

Posted on: 17th Mar, 2009 08:13 am
What tax obligation will I have after her death. Should my name be put on the deed prior to her death.
if she has put it in her will and the will is notarized then it is really not necessary to have your name included in the title so .....

but to be on more right side you can that too also... :wink:
Posted on: 17th Mar, 2009 08:17 am
Hi MichaelMiller,

If you inherit the property through will after her death you do not have to pay any taxes. If you sell the property after having inherited it, you may have to pay capital gains taxes. But they will inherit the property at the value on the day of her death. Thus, if you sell the property almost immediately after inheritance, you pay almost no capital gains tax as your profit in that case would be negligible.

On the other hand, if you get the property ownership pruor to her death, the tax basis of the property would be the price at which she had bought it. Thus, when you sell you gain more profit and therefore, are liable to pay more capital gains taxes. This is why my suggestion would be not to put your name on the deed prior to the her death.

Thanks,

Jerry
Posted on: 19th Mar, 2009 06:16 am
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