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New Law? Buying new home with Lease Contract on old home...

Posted on: 26th Sep, 2008 12:13 pm
We're in the LOOOOOONG process of buying a short sale (going on month 5) and our mortgage broker said there is a new law going into effect (they're not sure when, trying to find more info) about having a lease contract on our first home and not being able to get a mortgage for our new home. Here's our situation: we own a home that we have rented out, and have a lease contract on it, and are living with family waiting to close on our new home (the short sale). So we will have 2 mortgages, one for the new house, and one for our old house, paid for by our renters. The mortgage was approved by the lender with the lease contract before this law, but now we're waiting on getting the contract back from the seller's bank to start the closing process. Does that make sense? I'm trying to find out if anyone knows about this new law and what it entails. Thanks!!!
Hi Shel!

I haven't heard anything about the new law that you speaking about. Its better if you could contact a real estate attorney on this issue.
Posted on: 26th Sep, 2008 08:43 pm
Hi Shel!

Its better you consult an attorney because even I have also not heard about this law.
Posted on: 27th Sep, 2008 01:42 am
i don't believe there is any new law that would impact you in this case. presumably, you have legal counsel working with you on the new purchase - who better to ask this question of? mayhaps your broker is trying to do something different to improve his own position.
Posted on: 27th Sep, 2008 10:16 am
the name of the company is mortgage & buying solutions, inclocation phoenix az.
Posted on: 28th Dec, 2008 04:34 pm
Hi wanda!

Welcome to forums!

As far as I know, yes, there is a company named Mortgage & Buying Solutions in Arizona. Are you panning to take a mortgage from them? Or have you faced any issues dealing with this company?

Sussane
Posted on: 28th Dec, 2008 10:43 pm
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