Posted on: 25th Jul, 2008 03:13 pm
my husband owns home..in his name only..we want 2 add my name 2 deed..we R not selling, just want my name on deed also...what form do we need 2 fill out and file at recorders office?
*Title* implies ownership, and that is probably what you're after. Having a home with a mortgage means you *own* the home, but that there are other interested parties with a stake in that ownership (you know who).
In many states, a person can hold *title* to a property (and be an owner) while another person carries the mortgage (if any) on that property. This happens frequently in the case where, for instance, a working child takes out a mortgage on a home owned by a retired parent. The *mortgage* is carried by one person (who must be given title to close the loan), while the property is held along with another.
Most Title and Escrow companies can handle this for you. A Notary Public will usually know about this and make any documents you execute official with the county authorities.
A quitclaim deed will remove someone from or add someone to the title to your home or other property. A common occurrence of this would be two people who are married to each other and one spouse gives up any interest in the property in question that the other spouse owns.
Good Luck,
Robert Summers
Senior Loan Officer
Southwest Funding, LP Branch 777
41 E. 37th St.
Indinapolis, IN 46205
317-925-1877 Office Direct
317-925-1871 Fax
In many states, a person can hold *title* to a property (and be an owner) while another person carries the mortgage (if any) on that property. This happens frequently in the case where, for instance, a working child takes out a mortgage on a home owned by a retired parent. The *mortgage* is carried by one person (who must be given title to close the loan), while the property is held along with another.
Most Title and Escrow companies can handle this for you. A Notary Public will usually know about this and make any documents you execute official with the county authorities.
A quitclaim deed will remove someone from or add someone to the title to your home or other property. A common occurrence of this would be two people who are married to each other and one spouse gives up any interest in the property in question that the other spouse owns.
Good Luck,
Robert Summers
Senior Loan Officer
Southwest Funding, LP Branch 777
41 E. 37th St.
Indinapolis, IN 46205
317-925-1877 Office Direct
317-925-1871 Fax