Hi Caroline,
If you add your father on the title and then refinance, your father would still be on the title. But I think you need to refinance in both of your names as both of you would be the legal owners of the house after signing the deed and the lender most likely would not allow a refinance only in your name.
If you add your father on the title and then refinance, your father would still be on the title. But I think you need to refinance in both of your names as both of you would be the legal owners of the house after signing the deed and the lender most likely would not allow a refinance only in your name.