Posted on: 01st Sep, 2010 12:52 pm
husband abandoned home/family abruptly in 2009, then filed for divorce & later filed chapter 7 bankruptcy-listed me & our mortgage as creditors for our community property home. his bk has been discharged. he quit-claimed the deed to the home to me. the divorce is not yet finalized. i am attempting to get a loan modification/refinance for the home, as he states he has no interest in it and i now have recorded deed from the quit claim; however, he states he will not agree to the family court ordering the house to me unless i forgo all spousal support. can i modify loan in just my name? can i still request spousal support from the court? how is it that someone can file for divorce, abandon family/home, file chapter 7 bankruptcy (listing me and the mortgage company as creditors) then tell me he will only agree to the family court order of the home to me if i forgo all spousal support, retirement/pension? what am i missing in this equation? can anyone offer any guidance or advice? has anyone else gone through something like this?
Hi Guest!
Welcome to forums!
If you're one of the co-borrowers of the loan, then you would be able to get a loan modification. However, there are chances that the lender will want your ex-husband to sign the modification docs as his name is on it. You can request a spousal support from the court. If the court gives a judgment, then your ex-husband will be liable to pay it. As far as your last query is concerned, it would be better if you could contact an attorney and take his help in this matter.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
If you're one of the co-borrowers of the loan, then you would be able to get a loan modification. However, there are chances that the lender will want your ex-husband to sign the modification docs as his name is on it. You can request a spousal support from the court. If the court gives a judgment, then your ex-husband will be liable to pay it. As far as your last query is concerned, it would be better if you could contact an attorney and take his help in this matter.
Feel free to ask if you've further queries.
Sussane