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Quit Claim Deed

Posted on: 29th Oct, 2007 02:17 am
the house i live in now was bought in a survivorship with my father, my mother and myself. my mother passed away, which left my father and i 1/2 owners of the house. he has since signed a quit claim deed on the house 1 1/2 years ago over to me. the house was purchased for $336,000. i have 2 questions:

1) do i have to pay any capital gains taxes on this house due to the quit claim deed since i didn't pay for the house in the first place?
2) if i sell the house for $335,000, will i have to pay capital gains on the house?
there is no mortgage on the house.

kelley
Hi Kelley,

For the quitclaim deed you have not to pay any capital gains taxes on this house. Your state may charge you fees for the transfer in terms of recording fees.

If you sell the property, then you have pay capital gains taxes on the house.

Thank you,
Larry
Posted on: 29th Oct, 2007 03:14 am
But larry, as far as i know there are some exemptions too?
Posted on: 29th Oct, 2007 04:24 am
Hi Kelley,

It is my understanding that as long as you have lived in and owned the home for more than two years, then you are exempt from the capitol gains tax...

I live in Georgia, and I know that is the case here...and I think it is a national thing. So as long as you have lived in the home for over two years, you should be good!

However, for the final word, a real estate atty would know the laws best in your area. Hope this helps!

Cheers,
Kim
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Posted on: 29th Oct, 2007 06:19 pm
Hi,

If you sell the property, you will have to pay capital gains tax on the profit amount.

If this home has been your primary residence for the past two years, you will get an exempt for up to $250,000 in gain.
Posted on: 30th Oct, 2007 04:32 am
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