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Can I avoid legal recourse by a mortgage company if I sign a quitclaim deed?

Posted on: 22nd Oct, 2008 11:26 pm
a friend carries the loan on the house i live in. i have been making the mortgage payments. she and i are both on the title. she recently died, but i haven't notified the mortgage lender and keep making payments. if i quitclaim on the property, can i just walk away without any liability? there is no equity in the property and i don't want to refinance in my name.
Hi shirheringer!

If your name is not on the mortgage, then I don't think you will have any liability. But does the lender know that you are paying the mortgage? If you want to save the property, then I think you will have to pay off the mortgage and transfer it in your name.

Thanks.
Posted on: 23rd Oct, 2008 12:18 am
Hi shirheringer!

I don't think you will have any liability. As far as I can understand from your question, your name is not on the mortgage. So the lender will not be able to charge you for the loan.

Thanks,

Niicss
Posted on: 23rd Oct, 2008 04:05 am
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