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divorce and quit deed vs refinance

Posted on: 03rd Nov, 2010 02:22 pm
getting divorce, need to know if there is anyway other than quit deed to get husband off mortgage without refinancing since i have fair credit and have lived in home for 10 years. credit score 600+. it's also a doublewide on 1 acre of my land. having trouble with refinancing any suggestions
hi raingryl,

a quitclaim deed will not help you in removing your husband from the mortgage. you will have to refinance the mortgage to remove him from the loan. as you're facing problems in getting a refinance, you can speak to the lender for a novation which is one of the ways of transferring mortgage from one person to another.
Posted on: 03rd Nov, 2010 08:35 pm
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