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granted house in divorse

Posted on: 11th Mar, 2009 10:07 pm
i recently finalized divorce proceeding against my ex. i was granted the house but the mortgages are still in both names. what do i need to do? i need to refinance the house in order to survive and can't do so while his name is still on the house????
Hi uc,

If your ex-husband's name is still on the title, you need to get a quit claim deed signed by him to remove him from the deed. In order to get him off the mortgage, you need to refinance it in your name. If you can transfer the title in your name I don't think the lender will have any problem with you refinancing it only in your name.
Posted on: 11th Mar, 2009 10:15 pm
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