Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Help

Posted on: 30th Jul, 2009 07:46 pm
how can i do a quit claim deed

who can guide me here
Hi Raymond!

Welcome to forums!

A quitclaim deed is a legal document helping a grantor to transfer property to the grantee. These forms are state specific. You can contact a real estate attorney and get the deed drafted from him/her. Sample quitclaim deed forms are available online. You can get hold of these free forms and transfer the property.

Once the deed is properly filled out, you'll have to notarize and record it at the county recorder's office. You will also have to pay deed recording fees and transfer taxes.

Feel free to ask if you've further queries.

Sussane
Posted on: 30th Jul, 2009 09:08 pm
A quitclaim deed will remove someone from or add someone to the title to your home or other property. A common occurrence of this would be two people who are married to each other and one spouse gives up any interest in the property in question that the other spouse.
Feel free to ask if you've further queries.
Posted on: 31st Jul, 2009 06:05 am
Raymond ,

Welcome to forum

Quit claim deed is the easiest way to transfer the property ownership from one individual to another.

However one need to approach a county officer where the property is located in order to quit claim the property.

One more to add quit claim deed do not transfer the mortgage automatically to another person. It just transfers the ownership.
Posted on: 31st Jul, 2009 07:12 am
So i will still be responsibel for my mortage payment

What i need to do, fi i want to transfer both of them?
Posted on: 31st Jul, 2009 09:31 am
Any suggestions
Posted on: 31st Jul, 2009 08:18 pm
hi raymond,

signing a quitclaim deed will not help you in transferring the mortgage to someone else. once you transfer the property to the grantee, the grantee will have to refinance the mortgage in his/her name. once he/she does so, your name from the mortgage docs will be removed.

thanks
Posted on: 31st Jul, 2009 08:55 pm
What is the other personis not able to refinance?

Do we have any other options
Posted on: 31st Jul, 2009 10:17 pm
Hi Raymond,

If you are unable to refinance the loan, then you can apply for a novation. This is one of ways to transfer mortgage from one person to another.
Posted on: 02nd Aug, 2009 09:59 pm
How does this work?
Posted on: 02nd Aug, 2009 11:48 pm
Hi Raymond,

As Adonis has suggested, novation is one of methods to transfer mortgage from one person to another. As far as I know, though you apply for a novation, the lender would check your credit score and income. Also, you should note that lenders prefer refinance compared to novation.

Thanks
Posted on: 03rd Aug, 2009 11:47 pm
Page loaded in 0.085 seconds.