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quit claim used to forgive mortgage

Posted on: 12th Dec, 2011 06:42 am
I provided purchase funds through a note and mortgage to my daughter to purchase a home. She has not paid the mortgage but I would still like to allow her to live there. I have already got here to sign a quit claim from her to herself and me. Can I have her sign another quit claim to me and record a mortgage release ? and also would the quit claim eliminate her homestead exemption? also would there be any tax issues? The home is in Indiana
Thank you
since one quit claim deed is already present, you can not have her sign another quit claim to you. regarding tax implications, it would be wise to take help from a professional tax advisor.
Posted on: 14th Dec, 2011 05:03 am
Who holds the mortgage? Who is the Lender?
Posted on: 16th Dec, 2011 09:39 am
I hold the mortgage, I provided the cash at closing and had her sign a note and mortgage and recorded both along with the quit claim from her to her and me
Posted on: 17th Dec, 2011 09:32 am
hi guest,

your mortgage can't be released by a quitclaim deed. if you want to get the mortgage transferred in your name, then you need to refinance the existing mortgage in your name.

thanks
Posted on: 28th Dec, 2011 11:27 pm
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