Welcome Hottrini,
Since your mother has transferred her house to you, I suppose the property deed already has your name on it. So, there's no need to use a quitclaim deed. But when it comes to having the mortgage in your name, you can request the lender or mortgage company for a Novation. However, the lender would verify your credit and income prior to approving a Novation.
Since your mother has transferred her house to you, I suppose the property deed already has your name on it. So, there's no need to use a quitclaim deed. But when it comes to having the mortgage in your name, you can request the lender or mortgage company for a Novation. However, the lender would verify your credit and income prior to approving a Novation.
Hi hottrini!
You mother must have already quit claimed the property in your name or may be you have a warranty deed. You should go for the process of Novation to transfer the mortgages in your name.
You mother must have already quit claimed the property in your name or may be you have a warranty deed. You should go for the process of Novation to transfer the mortgages in your name.