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can i quitclaim my interest in our home to my wife to protect it from a lien against me?

Posted on: 11th Aug, 2009 10:24 am
can i quitclaim my interest in our home to my wife to protect it from a lien against me?...I have 3 single family rentals that are in my name only. I am very concerned that I may be unable at some point down the road to continue to cover the additional expenses I am paying out of pocket that the rent is not sufficient to cover. This year alone it's cost me over $8,000. above and beyond the rent income, and this is the third year running this has happened. I don't want to walk away, but it may become inevitable if the economy continues to struggle. My question is... Can I quitclaim my interest in our home and another property we own jointly to my wife [she's not on the rental titles] to protect them from a lien in the event I lose the rentals?
Hi jack!

Welcome to forums!

If you transfer the properties to your wife just before you default on your rental properties, the lender would consider this as a fraud and can penalize you for this. In my opinion, before transferring the property to your wife, you should consult a real estate attorney and take his opinion in this regard.

Feel free to ask if you've further queries.

Sussane
Posted on: 11th Aug, 2009 08:30 pm
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