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Company Loan Type APR Est. Pmt.

Quitclaims Deed

Posted on: 08th Oct, 2007 01:48 pm
Hi, my mother passed away in 1979 and the house is in trust to my dad, brother and myself. I have taken care of the house since she passed away and it has been refinanced in my name but, each time I do this my dad and brother must sign a form acknowledging that I am refinancing. The mortgage is in my name only but their names are on the deed to the house. My dad wants to give me his interest in the house (no charge), and my brother and I agreed upon a minimal amount of money to grant me his interest in the home. Both are relenquishing their rights in the property to me since I have taken care of it. My dad lives with me and my brother doesn't. Is quitclaims a way for us to proceed with this matter or should we go about it another way.

Thanks you,
R. Lamb
it sounds like a quit claim deed is the perfect solution to your needs.

i have a side question though. did your mortgage lender let you finance it with their names both on the deed or did you have to change it after you got your loan?

i have another question. why did you get the mortgage you currently have? if you have been living there and paying the mortgage why does your brother want anything? i know it is really none of my business and you may want to give him something. but i see this often and i don't personally feel someone who has no investment into a house should profit from someone elses work. now don't get me wrong if it is an insignificant amount then maybe i can see it.
Posted on: 08th Oct, 2007 05:50 pm
Hi, I got the current mortgage to get a better rate. I'm not quite sure I understand the question about the mortgage lender letting me finance it with both their names on the deed or did I change it after I got the loan. I remember I had to sign a with the company that holds the house in trust and pay a fee (that was set up by the mortgage lender), and they both had to sign an affadavit with the mortgage company saying they acknowledge that I was refinancing. I have had to do this each time I refinanced the house and they have had to sign each time but the mortgage is in my name only.
Posted on: 08th Oct, 2007 07:39 pm
Oh I think I misunderstood the original questions then. So the house is actually owned by a "trust" and this is a company?
Posted on: 09th Oct, 2007 03:53 pm
hi my name is jake and i have a question for someone. my brother and his wife purchased a home on land contract. during the term of contract the seller sold his interest in contract to a third party, but then assumed the contract again prior to it being paid for. also during this time i assumed the contract from my brother and his wife,(not with a contract) and have since paid off the contract. the original seller has sent my brother a sign and notarized release of the contract but hasnt sent a deed to the property. my brother and his wife need this so they can assign the property over to me. the seller refused to send any more than a notarized release. what can be done, or who do we contact to get this done legally
Posted on: 24th Jul, 2008 06:46 pm
Hi jake,

Welcome to the forums.

I guess the seller should send both the property deed as well as a notarized release certificate of the land contract. What he can do is, transfer the property-title to your brother and his wife through a warranty deed. And then make sure that your brother and his wife transfer property over to you by a fresh deed.

You may even consult a lawyer for further assistance.

Take Care
Posted on: 25th Jul, 2008 05:17 am
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