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How do I remove a name from house

Posted on: 17th Dec, 2009 09:32 am
Currently my mother's house is in her name and mine, she would like to have her name removed. What is the process for this?
part of the answer depends upon whether there's a mortgage on the premises or not, and if she's a signer on that mortgage. if one exists and she is a borrower, then the mortgagee will wish to be repaid upon transfer of her ownership.

the easiest way to transfer ownership is with a quit claim deed, which would be from your mom to you. the mortgagee may never know you've done this, but you'd have to ensure that you never fall behind on payments. the cleanest thing to do is to refinance the existing mortgage at the time you do the ownership transfer.
Posted on: 17th Dec, 2009 10:38 am
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