Posted on: 17th Oct, 2010 09:22 am
hello, my situation is a bit of a mess, my mother and father
purchased 5 acres and it had a home and they put 2
doublewides on it, he died when i was 9, my mom took out some
morgages, and we got forclosed on, but then some how we
got property back by mom paying no money i was young then
about 19, a man my mom met claimimg to be a morgage man
tricked my mom in to sighning her name on some property and
he sold it or something taking off with the money leaving my
mom holding the bag my mom had me when she was alot older
she was in her 50s then and very voulnerable the salters who
were taking her to court or filing on her and wanting to take
claim or forcloser on the property never did.bu the debt is
still on her property title, and mr. johns the man still never
found she got sick around that time and never consolted a
lawyer to try to clear that debt and her name.she is also
behind on property taxes and at one time a person or company
that bought the ceritficate went and acted on it, or went to
take possession and mom told them what had happend seen her
health was bad she had many health issues and end up
writting it off as a gift and leting her keep possesion of the
property,she still owes back taxes and i am 29 now and talk
to our citys taxman and asked about making payments to get
them payed off, but i was wondering could she quit claim deed
this property over to me, would i inherit the debt then, and if
so i could i then get a lawyer or get in contact with these
morgage lenders and see if i can get this taken off or settle
for smaller amount or make payments? or go after the man
that did this to my mother?and with all this could she quit
claim deed it over to me, and get the title to the property put
in my name? please help my father planted me tress and i just
want to keep it my mom is 70 now and in very bad health and i
would love to get to keep the home i grew up in, my family put
time in to and not have her loose it before she passes or have
a big mess to try to sort out after her passing i figure i
better get started now but dont know what to do or where to start? thank you[color=violet:23a4573285][/color:23a4573285][color=violet:23a4573285][/color:23a4573285] :oops: :wink: [font=arial:23a4573285][/font:23a4573285]
purchased 5 acres and it had a home and they put 2
doublewides on it, he died when i was 9, my mom took out some
morgages, and we got forclosed on, but then some how we
got property back by mom paying no money i was young then
about 19, a man my mom met claimimg to be a morgage man
tricked my mom in to sighning her name on some property and
he sold it or something taking off with the money leaving my
mom holding the bag my mom had me when she was alot older
she was in her 50s then and very voulnerable the salters who
were taking her to court or filing on her and wanting to take
claim or forcloser on the property never did.bu the debt is
still on her property title, and mr. johns the man still never
found she got sick around that time and never consolted a
lawyer to try to clear that debt and her name.she is also
behind on property taxes and at one time a person or company
that bought the ceritficate went and acted on it, or went to
take possession and mom told them what had happend seen her
health was bad she had many health issues and end up
writting it off as a gift and leting her keep possesion of the
property,she still owes back taxes and i am 29 now and talk
to our citys taxman and asked about making payments to get
them payed off, but i was wondering could she quit claim deed
this property over to me, would i inherit the debt then, and if
so i could i then get a lawyer or get in contact with these
morgage lenders and see if i can get this taken off or settle
for smaller amount or make payments? or go after the man
that did this to my mother?and with all this could she quit
claim deed it over to me, and get the title to the property put
in my name? please help my father planted me tress and i just
want to keep it my mom is 70 now and in very bad health and i
would love to get to keep the home i grew up in, my family put
time in to and not have her loose it before she passes or have
a big mess to try to sort out after her passing i figure i
better get started now but dont know what to do or where to start? thank you[color=violet:23a4573285][/color:23a4573285][color=violet:23a4573285][/color:23a4573285] :oops: :wink: [font=arial:23a4573285][/font:23a4573285]
welcome andreyanicole,
if your mother quitclaims the property to you, then you'll become the owner of the property. you won't inherit the mortgage. however, you can refinance the mortgage and pay off the mortgage dues and back taxes in order to save the property.
if your mother quitclaims the property to you, then you'll become the owner of the property. you won't inherit the mortgage. however, you can refinance the mortgage and pay off the mortgage dues and back taxes in order to save the property.