Posted on: 06th Jan, 2008 05:28 am
I am currnetly taking care of my 80 year old disabled grandmother and we purchased a home together so I can take care of her but financed it in her name and title at the time would not add mine to it as she wanted it, how do I add my name now? Isn't there different Quit Claim Forms? Thanks
no. what had happened is likely lender didn't want anymore ppl on the title at the time of the transaction. Just go to a local title company and they should be able to accommodate now.
Hello Lizzy,
Quit claim is the best way to add someone to the title of the property. Your grandmother has to sign as the grantor with your name as the grantee. The deed has to be notarized and recorded at the County Recorder's Office in order to make that valid.
You may be able to handle the transfer on your own but it will be better if you consult an attorney as you have to put the legal description of the property on the quit claim form.
Quit claim forms vary from state to state. You will find a few quit claim forms according to the states in which they are used here at http://www.mortgagefit.com/predeal/quitclaim-stateforms.html
Hope this helps you. If you don't find one for your state, you may tell the name of the state where you live and I might help you to find the deed used in your state.
Quit claim is the best way to add someone to the title of the property. Your grandmother has to sign as the grantor with your name as the grantee. The deed has to be notarized and recorded at the County Recorder's Office in order to make that valid.
You may be able to handle the transfer on your own but it will be better if you consult an attorney as you have to put the legal description of the property on the quit claim form.
Quit claim forms vary from state to state. You will find a few quit claim forms according to the states in which they are used here at http://www.mortgagefit.com/predeal/quitclaim-stateforms.html
Hope this helps you. If you don't find one for your state, you may tell the name of the state where you live and I might help you to find the deed used in your state.
A quitclaim deed does not add a person to a title, it merely renounces, or quits, any claim a person has to a title. The bettter deed to use generally is a grant deed.
In your case, the lender may have requirements as to how title is to be held. Contact them, and they may provide you with a form.
I would check into putting the house in a living trust which has many advantages in your situation. Contact an estate planning attorney.
In your case, the lender may have requirements as to how title is to be held. Contact them, and they may provide you with a form.
I would check into putting the house in a living trust which has many advantages in your situation. Contact an estate planning attorney.
You should be able to add your name to title now. My advice is to make it a surviorship deed, that way in the event of death, the property will transfer into the person remaining on title without having to go through probate court. I would contact a local title company that can draw up the deed for you to both sign and file it. Most title companies charge less than 100.00 to do this.