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QuitClaim Deed and a new home purchase

Posted on: 27th Nov, 2007 02:45 pm
[font=georgia:e749bb10d1][/font:e749bb10d1][color=darkblue:e749bb10d1][/color:e749bb10d1][size=12:e749bb10d1][/size:e749bb10d1] hello, would a quit claim deed be used in a new home purchase after we have been separated for more than a year and living in separate states for 6+ months. is it necessary to even include him in on the purchase? if i am being financed by myself? :?
Hi ShirlAnn,

Welcome to this forum.

You have said that you have been separated for more than a year. Is that mean you have divorced? Now you have purchased a house on your own. So if you wish, you can transfer a certain share of the property to him; but it is not necessary that you have to do that.

If you are married and staying in a community property state, then your husband will get 50% of the property as per the state rule. But you are staying in different states, I do not know if it is applicable or not. I think you can take help from an attorney in this regard.

Thanks,
Larry
Posted on: 27th Nov, 2007 08:58 pm
Hello Shirlann,

If you are not including your spouse in the purchase and if he is not on the title, then why would you require a quit claim?

A quit claim deed is used to transfer ownership rights on a property. If he is on the title then he has to sign the deed as the grantor to remove his name from that.

If you are approved for a mortgage based on your credit, then you may not include him for the purchase.
Posted on: 28th Nov, 2007 04:55 am
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