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anyway to get her off the mortgage without refinancing

Posted on: 10th Sep, 2010 10:55 pm
me and my girl broke up which is the mother of my son well she decied to move out cuz she have another guy so now tryin to get her off the mortgage i brought the house with my loan and credit and put her on the mortgage thinkin we was goin to be one big happy family well tryin to get her off now since she still like a co deed any help
hi lil,

you will have to refinance the mortgage in your name in order to remove her name from the mortgage docs. alternatively, you can contact your lender and apply for a novation. this is one of the ways to transfer mortgage from one person to another. however, it will be solely the lender's discretion whether or not he would consider your request for novation.

thanks
Posted on: 11th Sep, 2010 01:57 am
will i need her in order to novation or refinance the house
Posted on: 11th Sep, 2010 07:52 am
You can directly contact the lender in order to get a novation or refinance. You won't require the presence of the present borrower for the same.
Posted on: 13th Sep, 2010 03:38 am
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