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Refinance or not?

Posted on: 29th Jul, 2010 08:54 am
help!! i can't figure out the math since it seems to come out differently with each online mortgage refinance calculator i use..... here's my problem. we took out a 30 year mortgage on 260,000 at 5.5% starting 12/04. (we're approximately 6 years into our loan now). we are thinking of refinancing (remaining balance 232,000) for 20 years at 4.375. does this make sense to do? by the way, with the current loan at 5.5 i've been adding $200 extra each month. the house is worth approximately $400,000 +/-
Hi upfoursail,

Your query has been replied to in the given page:
http://www.mortgagefit.com/refinance/paymore-principal.html

Take a look at it. Hope it helps you.

Take care.
Posted on: 30th Jul, 2010 03:59 am
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