Posted on: 14th Oct, 2010 12:31 pm
my credit score is 630 - unsure of my wifes - with interest rates pretty low right now (ours is currently at 6.25 i believe. could we refinance with our credit scores possibly being in the low 600's?
Hi Briand123,
Welcome to mortgage fit,
When did you refinance your mortgage last time? If it is more than 10-12 months then you should contact your lender for refinancing.
Feel free to ask any further query if you have.
DIPA
Welcome to mortgage fit,
When did you refinance your mortgage last time? If it is more than 10-12 months then you should contact your lender for refinancing.
Feel free to ask any further query if you have.
DIPA
You're going to want to at least get above the 650 mark and out of the "bad credit" territory before approaching lenders.