Posted on: 16th Dec, 2010 07:43 pm
Greetings I filed a chapter 7 BK and was discharged about 2 and a third years ago and my old mortgage is at 6 percent . I owe about 233 on the loan with 24years left on a 30 year and my house is worth around 275 . I have been on time with all my payments for the last 3 years and usually pay 2 or 3 weeks before the due date . I have not done much else to rebuild my credit other then make my mortgage payments .. have 0 other debt .
What kind of a rate reduction do you think I could qualify for given my situation ? I am not really looking to lower my payemnt as much as reduce the length of my loan ... was hoping to get into a 15 year loan .
What kind of a rate reduction do you think I could qualify for given my situation ? I am not really looking to lower my payemnt as much as reduce the length of my loan ... was hoping to get into a 15 year loan .