With a bad credit score, it won't be possible for you to get a refinance. You would require a credit score of 620 to get a FHA loan. For conventional loans, you would require a score of about 720-740.
a little bit more user-friendly method of advertising, but still blatant advertising nonetheless.
angela you didn't say how bad bad is, but niiccs is correct, especially if your score is below 620.
angela you didn't say how bad bad is, but niiccs is correct, especially if your score is below 620.