Hi Kelly,
Since your girlfriend's name is not on the loan. she doesn't need to sign any deed upon refinance. But if her name is included in the title to the house, she is required to sign a quit claim deed to transfer her share in the property to you so you can refinance it in your name.
Since your girlfriend's name is not on the loan. she doesn't need to sign any deed upon refinance. But if her name is included in the title to the house, she is required to sign a quit claim deed to transfer her share in the property to you so you can refinance it in your name.
i'm not sure i understand. who owns this house - you and your girlfriend?
your mortgage deed would have had to reflect that ownership.
your mortgage deed would have had to reflect that ownership.